How Much Does It Cost To Build A 3-Bedroom House With A Basement

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This is one of the most common questions asked by home buyers. We will cover all costs in this article, including labor and material.

It is hard for homeowners to know how much they need to save up in order to build their dream home. The price of the building varies depending on the size of the project, location, and other factors. If you are planning on building your own home or have already started construction but want more information about costs, read this article!

How much does an average 3 bedroom house with a basement cost?

On average, it costs between $180,000 – $240,000 to build a good quality 3-bedroom house with a basement. Materials are the most expensive part of the building, followed by contractor fees which include labor. The price of building a new home varies from state to state and depends on the location of the house, size, and style.

We will cover all aspects of how much it costs to build a 3-bedroom house with a basement from start to finish. This includes an estimate based on square footage as well as labor costs per hour that builders charge in each state. You can use this information when deciding what type of design you would like for your new home!

Our guide provides detailed information on how to estimate the total cost of building a 3 bedroom house with a basement, including labor and material. You can use our free online calculator to get an accurate estimation for your custom project here.

Average Single Family House Cost To Build By State

For a start, let’s find out what is the average cost to build a single-family house in your state. After that, we will dive deeper by looking at the factors that affect the construction costs and break down the cost into 11 components essential for estimating the price you can expect to pay for your new house.

StateAvg. Sq. Ft.Price per Sq. Ft.Cost to Build
Alabama1904$126$239,904
Alaska1794$190$340,860
Arizona1856$144$267,264
Arkansas1846$130$239,980
California1659$196$325,164
Colorado2156$152$327,712
Connecticut1960$211$413,560
Delaware1892$145$274,340
Florida1759$151$265,609
Georgia2041$125$255,125
Hawaii1356$239$324,084
Idaho2067$130$268,710
Illinois1798$159$285,882
Indiana1849$132$244,068
Iowa1698$134$227,532
Kansas1934$132$255,288
Kentucky1905$131$249,555
Louisiana1864$137$255,368
Maine1756$168$295,008
Maryland1989$179$356,031
Massachusetts1869$181$338,289
Michigan1624$135$219,240
Minnesota1907$144$274,608
Mississippi1947$131$255,057
Missouri1748$131$228,988
Montana2126$133$282,758
Nebraska1903$128$243,584
Nevada1779$143$254,397
New Hampshire1879$167$313,793
New Jersey1856$191$354,496
New Mexico1897$133$252,301
New York1894$202$382,588
North Carolina1849$135$249,615
North Dakota1921$136$261,256
Ohio1780$135$240,300
Oklahoma1847$129$238,263
Oregon1869$156$291,564
Pennsylvania1815$149$270,435
Rhode Island1845$176$324,720
South Carolina1905$141$268,605
South Dakota2032$129$262,128
Tennessee1896$129$244,584
Texas2093$130$272,090
Utah2341$140$327,740
Vermont1915$167$319,805
Virginia1985$160$317,600
Washington1976$147$290,472
West Virginia1886$132$248,952
Wisconsin1896$139$263,544
Wyoming2097$135$283,095

Factors That Affect The Construction Costs

Before diving into the specifics, let’s first review some factors that will influence your estimate. This way, you can get an idea of what to expect for your own project. Since there are so many different types of materials and styles, building a house can get expensive fast if you don’t consider these factors from the very beginning.

1: Budget

Where are you planning on building? What is the cost of living in the area where you want to build your house? Are there any regulations for building codes, design suggestions or other limitations that may impact your construction costs? The answers to these questions will all contribute to how much it costs to build a house.

2: Location

The most important factors that affect how much it costs to build a house are the location and home design. If you’re building in an area with very specific regulations, for example, this may increase your budget significantly.

3: Size of the House

House size is perhaps one of the most influential factors when planning on how much it costs to build a house. You can decrease costs by choosing a smaller house. However, if you want something on a large scale, expect to pay more for your home construction project.

4: Square Footage

Do you want a large house with plenty of bedrooms, bathrooms, and closets? If so, you can expect a higher price on construction and building materials.

5: Foundation and Design

The foundation of your house will depend on the type of design you choose as well as the location of your house. If you are planning on building a one-story house, this will have different costs than if it was two or three stories.

6: Landscaping and Extras

Do you want a custom house with a pool or a backyard? This will increase your total construction costs.

7: Permits and Design Changes

Certain landscaping projects, designs, or other additions may require additional permits that you need to pay for. These permits will increase your construction costs as well.

8: Materials and Design

The materials used in the construction of a house will have a major impact on the budget. Stone or brick homes cost significantly more than wood houses do. Is there anything special about the design of the house that you would like to add? If so, add that into your budget estimates.

9: Construction Schedule

The time when you will be building your home is another factor that will affect your costs. The average construction schedule for homes ranges from 6 months to 1 year, depending on local factors and climate conditions. When comparing how much it costs to build a home, this is one of the most important factors because it will change the total budget so significantly.

10: Type of Roof

The type of roof you choose will affect your construction costs dramatically. If you are opting for a flat roof, it will cost more than if you had chosen a traditional roof.

If you also want to pave the driveway then check out this article that provides you with all the necessary information on cost, labor, and materials for this type of project.

Cost To Build A 3-Bedroom House With A Basement

Now that we’ve covered some of the main factors that affect how much it costs to build a house, let’s move on to the specifics and talk about building materials and labor costs. We will provide a detailed breakdown of the costs for building a 3 bedroom house with a basement.

The following numbers are an approximation of the costs to construct a home with 3 bedrooms and 2 bathrooms on one level. Keep in mind that these specific costs will not apply to every region of the world. However, this list does provide a good estimation of the average cost to build in America.

1: Material Cost

The material cost of a home is the largest portion of its total price. It includes all structural and non-structural components, including windows, doors, and plumbing. For those just beginning to build a home for the first time, be aware that many different types of materials are available with a large range of costs.

How much does the material cost for building a 3 bedroom house?

The average material cost of building a 3 bedroom house is around $100,000. The material costs will vary depending on the area of the US you are building in, the size of your home, and the quality of materials you choose.

Construction materials can be broken down into a few different categories: basic, steel, and engineered. 

Basic components are those that are typically made of wood, steel, or masonry. 

The most common basic components include foundations, floors, walls, ceilings, and roofs. 

The most common types of steel components include the following: Steel studs, structural beams, and metal decking. 

Let’s give you estimates on the average material costs for each of these different types of components: 

  • Wood Floor: $0.70-$1.00 per square foot 
  • Wood Wall: $0.50-$0.75 per square foot 
  • Concrete Wall: $0.50-$1.00 per square foot 
  • Steel Studs: $5-$6 per linear foot 
  • Metal Decking: $5-$8 per square foot 
  • Bricks: $400-$800 per thousand bricks 

The average cost of all basic components will range from roughly $1.25 to $3 per square foot.

Engineered components are designed to stand up better against strong weather conditions like strong winds, heavy snowfall, and earthquakes. 

Engineered components are usually more expensive than basic components, but they are also more durable and provide greater long-term value. 

Some examples of engineered components are steel studs, metal decking, and engineered beams. 

Engineered beams range in price from $8-$12 per square foot

Metal decking costs from $8-$10 per square foot, and steel studs range from $7-$10 per linear foot

Basic components usually average around the same cost as the engineered components, making a combination of basic and engineered components a good choice for most homes. 

2: Labor Costs

The labor costs of a home include two main categories: direct and indirect construction.

Direct construction includes the physical work that is done on the home, including building the actual structure of the house. 

Indirect construction includes any work that is not directly involved with actually constructing or building the home. 

Some examples of indirect construction include carpentry, plumbing, and electrical work. 

What is the average cost for labor? 

Direct construction costs will typically range from $15-$45 per hour depending on the type of work and the region in which it is done.

Indirect construction costs will range from $10-$35 per hour depending on the type and degree of work. 

The average total labor cost for a house of this size will range from roughly $20 to $55 per hour.

Here are some basic labor costs:

  • Bricklayers charge $15-$40 per hour 
  • Carpenters charge $20-$45 per hour 
  • Electricians charge $25-$55 per hour 
  • Plumbers charge $25-$55 per hour 
  • Cabinet Makers charge $25-$60 per hour 
  • Structural Iron Workers charge $30-$65 per hour 

3: Foundation Cost

Foundation costs are the cost of excavating and preparing the foundation for your home.

What is the general foundation cost of building a house?

If you decide to go with a slab on grade foundation, your foundation costs will range from $1.50 to $5 per square foot depending on the depth of the excavation necessary. Slab foundations typically cost $2-$3 per square foot.

If you decide to go with a full basement, your foundation costs will range from $1.50 to $7 per square foot depending on the type of foundation that is created. 

A crawl space or walk-out basement will cost between $3-$5 per square foot.

Your total foundation costs will therefore range from $4.50 to $13 per square foot.

4: Framing Costs

Framing costs are the cost of building and erecting your home’s frame. 

The frame includes the studs, joists, rafters, plates, etc. All of these components are necessary to hold your roof up.

And also, the plywood sheathing, floor decking, etc. These are necessary to support your home’s walls and floors. 

Framing costs typically range from $4.50 to $15 per square foot

The total cost of your home’s frame will depend on the size and type of your house. 

A small single-story ranch-style home would cost roughly $7-$10 per square foot

A large multi-level home would cost roughly $12-$20 per square foot

5: Trim, Drywall, and Insulation Costs 

Trim costs are the costs of finishing your home’s walls by installing base cabinets, door casings, window casings, crown molding, etc. 

Your trim costs will range from $1.50 to $5 per linear foot, depending on the amount and type of trim you choose.

Drywall costs are the costs of installing drywall ceiling or wall surfaces. 

Your drywall costs will range from $0.60 to $2 per square foot depending on your region’s market rates at the time of home construction.

Insulation costs are the costs of installing insulation in your home’s walls, ceilings, and floors. 

Your insulation cost will range from $0.50 to $4 per square foot depending on the type of materials used and your region’s market rates at the time of home construction.

6: Exterior Siding Costs 

Exterior siding costs are the cost of installing exterior sidings such as brick, stone, or vinyl, or metal. 

Your exterior siding costs will range from $3 to $8 per square foot depending on your region’s market rates at the time of home construction and your choice of materials.

7: Floor Finishes Costs 

Floors cost very much depending on the type of flooring you choose for your home and whether or not it is installed during the construction phase.

There are different flooring options for a new home depending on the time and budget available.  

These include Laminate flooring, Vinyl tiles, wooden flooring tiles, etc. (The price for flooring also varies depending on the brand and quality.

More expensive materials such as natural stone, parquet, or marble tiles are usually only found in luxury homes.)

Let’s take a look at the costs of some popular flooring options for new homes:

Laminate Flooring – The cost of laminate floors starts at $2 per square foot.

Vinyl Tiles – If you have a price range of around $3-4 per square foot, then vinyl tiles are the best option to consider.

Wooden Flooring Tiles – Wooden flooring tiles cost around $4-5 per square foot.

Luxury Vinyl Tiles – The price for luxury vinyl tiles starts at $12 per square foot.

Tarkett Laminate Flooring – This is one of the most expensive laminate floors on the market. It costs around $10 per square foot.

Cork Flooring – If you are looking for a luxurious finish, then cork flooring is one of the best options. Cork floors cost around $20 per square foot.

Linoleum Flooring – Linoleum flooring costs around $7 per square foot.

8: Kitchen Costs 

Your kitchen cost will depend on a number of factors such as your choice of cabinets, countertops, sink, appliances, hardware, and lighting fixtures.

The costs of these items vary considerably depending on the size of your kitchen and whether or not it requires remodeling.

Cabinets – The price of good quality cabinets starts at $5 per linear foot.

Average Quality Cabinets – Average quality cabinets cost around $3.50 per linear foot.

Low-Quality Cabinets – Low-quality cabinets cost around $2 per linear foot.

9: Bathroom Costs 

If you are constructing a new house, then bathroom costs depend on the material you want to use for your bathroom fittings. The usual materials used are marble, ceramic tiles, and stainless steel.

Marble – Marble tiles for bathrooms cost around $10 per square foot.

Ceramic Tiles – Ceramic tiles are the cheapest option for your bathroom. They cost around $6 per square foot.

Stainless Steel – Stainless steel fittings for bathrooms cost around $8 per linear foot.

10: Fireplace Costs 

If you are building a 3 bedroom house with a basement, then you can include a conventional fireplace or a gas fireplace. The price of installing a conventional fireplace starts from $6,000 and the cost to install a gas fireplace is around $5,000.

11: Interior Doors Costs

Interior doors costs vary depending on the type of material you choose for your interior doors.

Wooden Interior Doors – The price of good quality wooden interior doors are different depending on the type of material used. The cost starts at $100 per door.

Veneer Interior Doors – Veneer interior doors are less expensive than wooden interior doors. They cost around $50 per door.

MDF Interior Doors – MDF doors are one of the most popular options in interior doors. They cost around $90 per door.

Basement Costs in A 3-Bedroom House

Most of the newly constructed houses have basements, and they can greatly increase the value of your house.

If you want to build a basement, then it is important that you include it in the budget of your total house construction costs. 

Factors on which basement costs depend on? 

The cost of building a basement depends on several factors like size, type of foundation, and materials. The cost also depends on the location of the basement under your house; deeper basements are more costly to build.

What is the average cost of building a basement?

According to the average costs reported by Home Advisor in 2021, the basement construction cost for a house in the U.S. is $23,500. Other costs like material and labor are the same as listed above.

Basement Ceiling & Flooring

The flooring of the basement usually consists of concrete or wooden slats. It is important that you cover the concrete floor with a waterproof material to avoid seepage and add insulation. 

Other costs like material and labor are the same as listed above.

Check our other article about the estimated costs to build a 24×24 garage!

Cost Breakdown of Building A 3-Bedroom House With A Basement

  • Foundation – $30000+/-
  • Roof and exterior – $35000+/-
  • Electricity and Plumbing – $40000 +/-
  • Labor, carpentry, drywall, paint – $25000 +/-
  • Kitchen and Baths – $7500+/-
  • Cabinets – $15000 +/-
  • Floors, Doors, Trim – $7000+/-
  • Lighting/Electrical/Sound – $5000+/-
  • Laundromat – $10000 +/-
  • Removal/Dumpsters – $4000+/-
  • Appliances – $30500 +/-
  • Furniture and misc – $10000+/-

Conclusion

So, these are the major factors that directly or indirectly affect your total house construction costs. It is important to include all these costs in your budget so that you don’t face any problems later on. It is always better to have a high budget so that you are not pressurized while purchasing the materials.

You also need to keep in mind the location of the house and the availability of construction materials while determining your budget. 

If you have a limited budget then you can opt for prefabricated houses which are less expensive compared to the traditional style of construction. You should also consult an experienced home builder to help you in making your decisions.

We hope now you know how much does it cost to build a 3-bedroom house with a basement.

You can also check our article on how much does it cost to furnish a 2000 sq. ft. house!

Good luck!

Richard Allen